As Consumer Reports explains, there are some safety steps you should take before you meet up for a sale.
In 2021 alone, it was $770 million. But no matter how sophisticated scammers are, there are ways to protect yourself.
Think about where the sale will take place. Meet in a public, well-lit area, never your home. Consider a police station. Some of them even have designated parking spots where marketplace meet-ups are watched by security cameras. Another tip is never to exchange cash. Facebook Marketplace recommends a secure person-to-person payment method.
But Consumer Reports says not all P2P apps are the same. Don't just assume that their default settings are ones that manage your privacy and security and that they have the best policies for helping you get your money back in case of an error. CR looked at four popular peer-to-peer apps-Apple Cash, Cash App, Venmo, and Zelle-and found that none of them reimburse users for sending money to the wrong person or sending too much money by mistakenly adding extra digits to an intended amount.
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