Opinion: Silicon Valley Bank collapse shows our financial system is just a collective delusion

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Opinion: Silicon Valley Bank collapse shows our financial system is just a collective delusion
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Silicon Valley Bank collapse shows our financial system is just a collective delusion

John Rapley is a political economist at the University of Cambridge and the managing director of Seaford Macro.

Now this faith, as the Silicon Valley Bank saga demonstrates, has become an incredibly fragile thing. There was no particular reason to panic. Nobody actually needed all their money, and the bank could reasonably have assumed it would find investors willing to take a share in its eventual profits. Had depositors continued with business as usual, the bank would have been able to keep operating.

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