Older adults would rather die than reside in a nursing care facility, Nationwide Retirement Institute found. Even worse, they find long-term care expenses terrifying. The annual cost of a private room in a nursing home is now $102,200, according to Genworth Financial.
Regardless of how you tackle this problem, talk with your family members and work with a financial advisor to draw up a strategy.1. Where do you see your future?
Retirees may spend their early years traveling, but they tend to slow down as they age. If you're having this conversation with a spouse, think about the lessons you might have learned by watching your parents or grandparents age.
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