How does your generation impact your retirement readiness? Jennifer Brown, manager of research at the National Institute on Retirement Security, shares quick tips for three generations on how to boost retirement savings.
of Gen X’ers are “very confident” that they will be able to fully retire comfortably. It doesn’t help that many Gen X’ers find themselves straddling two costly responsibilities: raising kids and caring for aging parents.“If you are a Gen X’er, take the time to sit down with a certified financial planner and make a plan for retirement, if you have not already done so.
“A certified financial planner can also help you change your plan if you need to take time out of the workforce to provide parenting or caregiving, or if you need to cut down to part-time work. Understand that working past age 65 may not be an option, as over half of Americans leave the workforce between age 61 and 65.”: Many baby boomers were already mid-career when employers started adopting 401 plans, so they haven’t had as much time to save.
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