While many people have homeowners insurance, there is one major problem Brewer said he is running into, that is gaps in coverage.
"While they had coverage on their home which is great, with increasing market rates and values of their homes, the current rate didn’t match what they had it insured for," said Brewer.
"Home prices and materials prices have risen so quickly, they have outpaced the value of people’s home insurance," said Nick VinZant, senior research analyst, Quote Wizard.
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