With certain income levels, you may not owe any state income tax.
Q. Does a lump sum or any distribution from a Roth IRA count as part of New Jersey total gross income? We are full-time New Jersey residents over age 62, filing jointly and earning more than $125,000 but less than $150,000. We are each considering Roth IRA withdrawals that would put us over $150,000.
These distributions are not included in New Jersey income because your contribution to your Roth IRA were taxed by the state when they were made, he said.
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