Options are balance transfer cards or debt consolidation loans
The federal student loan payment pause that began in March 2020 has ended. Loans began accruing interest on Sept. 1, and borrowers started making payments in October.
More than half of all federal student loan borrowers took out a new bank-issued credit card during the pandemic, while 36% got an auto loan and 31% signed up for a retail credit card, according to a July TransUnion study. Read: Student-loan borrowers waiting hours on hold and receiving incorrect information as payments resume
Both Chacon and Kollath suggest evaluating your budget as soon as possible to figure out how to keep paying down credit card debt as student loan payments restart.
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