Why $100K a year isn't enough anymore, plus 3 tips for making your finances work

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Why $100K a year isn't enough anymore, plus 3 tips for making your finances work
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Inflation is eating into salaries big time

Here’s why younger Canadians are feeling the squeeze, despite high salaries — and what you can do to claw back some of your buying power without having to negotiate for a raise.While Canadian Gen Z and millennials may be making more than their parents on paper, Baby Boomers were able to live a cheap and stable lifestyle. And they had enough left over for savings.Statistics CanadaWhen it comes to individuals not in an economic family, they earned an average $38,200 a year in 1981.

Once student debt is paid off, there’s the rising cost of housing across the country, and then child care to consider. Just remember, paying down debt shouldn’t be pushed aside. These should also be treated like bill payments. So it might be that where your budget had room before to spend on yourself, it may not now. Therefore, consider a spending freeze until your budget gets under control.. It can feel more manageable to pay off one bill per month, instead of keeping up with multiple debts and lenders.Article contentJust because you’re cutting back doesn’t mean you need to cut completely.

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