Doctors, lawyers, public figures, and anyone with a high net worth might want to consider umbrella insurance
If you have a high net worth or higher-than-average likelihood of getting sued, umbrella insurance could be a good idea. Umbrella insurance can be surprisingly affordable. A $1 million policy costs around $150 to $300 per year. Read more personal finance coverage. Do you know what would happen if someone slipped on ice or sand in front of your home and broke their leg? If things work out well, the person will feel silly for hurting themselves, go to the hospital, and move on with their life.
If you have a high net worth or higher-than-average likelihood of getting sued, umbrella insurance could be a good idea. Umbrella insurance can be surprisingly affordable. A $1 million policy costs around $150 to $300 per year. Read more personal finance coverage. Do you know what would happen if someone slipped on ice or sand in front of your home and broke their leg? If things work out well, the person will feel silly for hurting themselves, go to the hospital, and move on with their life.
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