Here’s how to combat inflation if money is already tight.
Inflation is a nightmare for the many Americans who already stretch their dollars to cover basic needs. What happens when those dollars lose value?
You may have to scrape together cash to support not just yourself, but also family or community members. Perhaps you have to spend money and time traveling across town to the grocery store or doctor's office. PICK UP THE PHONEYou may also save money by calling credit card and insurance companies, lenders, banks, cell phone providers and other businesses you pay.
CONNECT WITH YOUR COMMUNITYTo overcome financial struggles,"community is going to be major," says Dasha Kennedy, Atlanta-based financial activist and founder of The Broke Black Girl Facebook community. Or seek guidance. Your neighbors may point you toward free, nearby health resources, for example, or describe what's helped them stretch their money.
The most effective way to make money?"Monetize skills you already have," Kennedy says. These could include anything from cleaning and organizing to writing and designing."You may not have the time to build trust and reputation, so you're going to have to rely on personal relationships," she says. Ask friends, neighbors and family members to promote and vouch for you.
Smart Change: Personal Finance AP Getting Therapy When Cost and Access Are a Barrier Many things can prevent you from getting therapy or other mental health treatment. Thankfully, there are a variety of ways to access care within your budget.
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