With the 2022 evo Trackdays season fast approaching, we dive into the world of track day insurance -
You think you’ll be sensible, you’ll take it easy, you won’t push your car too hard – you absolutely don’t need trackday insurance. But then you find yourself with an empty track ahead of you, a rapidly gainingSport Clio behind, and all the promises you made in the pitlane completely disappear. Instead you go chasing other cars, ones with twice the horsepower of yours, going faster than you’d intended and working your car far harder than you imagined you would.
Trackday insurance, however, isn’t like your everyday on-road cover, and it’s not immediately obvious what the differences or the benefits are for pure track cover. So we spoke to Adrian Flux, a typical trackday insurer, to find out why you might need track insurance and what it covers you for.What are the main differences between regular on-road insurance and trackday insurance?
'It is worthwhile noting that policies can be track-specific, and cover for some locations can be more expensive than others. Generally speaking, tracks with larger run-off areas are likely to result in cheaper trackday insurance.' 'At Adrian Flux, modifications made to cars used on trackdays do not affect the price of trackday insurance premiums. As a specialist insurer and motorsport enthusiasts ourselves, we understand that many vehicles used on trackdays are likely to be modified in some way, shape or form.'
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