Mortgage rates fluctuate almost daily based on economic conditions. Here are today’s mortgage rates and what you need to know about getting the best rate.
The interest rate on a 30-year fixed-rate mortgage is 8.375% as of November 1, which is unchanged from yesterday. Additionally, the interest rate on a 15-year fixed-rate mortgage is 7.625%, which is 0.875 percentage points higher than yesterday. With mortgage rates changing daily, it’s a good idea to check today’s rate before applying for a loan. It’s also important to compare different lenders’ current interest rates, terms and fees to ensure you get the best deal.
You can also use Credible’s mortgage calculator to estimate your monthly mortgage payments. Mortgage lenders typically determine the interest rate on a case-by-case basis. Generally, they reserve the lowest rates for low-risk borrowers — that is, those with a higher credit score, income, and down payment amount.
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