The latest trends in interest rates for personal loans from the Credible marketplace, updated weekly.
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own.during the past seven days prequalified for rates that were unchanged for 3-year loans and higher for 5-year loans when compared to fixed-rate loans for the seven days before.
Rates on 5-year fixed-rate loans averaged 20.80%, up from 20.18% from the previous seven days and from 15.84% a year ago.Personal loan interest rates did not change over the last seven days for 3-year loans. Meanwhile, 5-year loans spiked by 0.62 percentage points. Interest rates for both loan terms remain significantly higher than they were this time last year. Still, borrowers can take advantage of interest savings with a 3- or 5-year personal loan right now.
Depending on factors such as your credit score, which type of personal loan you’re seeking and the loan repayment term, the interest rate can differ.
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