If you file for a tax return extension, be warned: You still have to get your IRA contributions for 2018 in by April 15.
You might want to add one more thing to your to-do list for Tax Day: Topping off your retirement savings for 2018.
If you want to add this to your tax to-do list for April 15, there are some things you need to keep in mind. "A lot of returns are going to be on extension, but if they haven't made an IRA contribution [for 2018], there's no extension on that," Slott said.To position your money for the most gains, you should ideally invest that money early in the year.
When making these contributions, be sure that your financial institution or advisor designates the funds for the appropriate years, Slott said.
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