Texas fund helps homeowners catch up with mortgage payments, but obstacles limit access

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Texas fund helps homeowners catch up with mortgage payments, but obstacles limit access
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Thanks to funds provided by a federal program, many families in Texas are catching up on late mortgage and home tax payments. Still, the eligibility...

). An application must be submitted through the TDHCA website to receive financial assistance.

However, the application process can be long and complex for some families, leading them to abandon the application or have their application disqualified for not filling it out correctly. “When I heard about this program, I thought it was a relief, that we only needed to apply and that we would soon be done worrying about the mortgage,” said Rosales, mother of a 12-year-old daughter and a 27-year-old son.But it was not that simple for the Rosales family. One of the eligibility requirements is that the house owner shows proof of income from the last three months before requesting help. It was impossible since Rosales, the house owner, had been unemployed for six months.

Dallas County ranks fourth statewide, with 205 households that have benefited from the program. According to state data, the majority of these homes are located in the 75216 and 75241 Zip codes, mostly located in east Oak Cliff.

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