Summer on a shoestring budget: Tips for surviving summer break as camp costs rise
Kelly Ho knows the importance of planning ahead — it’s literally in her job description.
“I ended up paying more for specialty camps because they were the only ones with spots left,” said Ho, a certified financial planner professional with DLD Financial Group Ltd. “Even then, my kids were on a waitlist for one of the weeks until recently.” Inflation hasn’t helped. The rising cost of nearly everything has also made camps — even city rec programs — more expensive.“Food costs have definitely increased by more than 50 per cent since pre-pandemic,” said Shannon Hall, a spokeswoman for Tim Hortons Foundation Camps, a multi-year leadership program for underserved youth aged 12 to 16.
Many of the most affordable camps book up quickly, while pricier camps sometimes offer early bird discounts. “The private camps around downtown Toronto can be insanely expensive,” he said. “But if you go an hour or so north, prices become more reasonable.”Many camps offer financial aid for children from households with lower incomes, making it worth asking what options exist.Payment programsWhile registration for an overnight camp might open in January, for example, parents can stretch the payments out over the months until the camp starts.
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