This 39-year-old librarian expected student loan forgiveness but made these 3 huge mistakes—here's what happened:
her student loan forgiveness story with NBC10 Boston. With $80,000 of student loan debt and a master’s degree from Simmons University, Hasegawa sought student loan forgiveness through the Public Service Loan Forgiveness program. The Public Service Loan Forgiveness Program is a federal program that forgives federal student loans for borrowers who are employed full-time in an eligible federal, state or local public service job or 501 nonprofit job who make 120 eligible on-time payments.
. You should submit an Employment Certification Form to the U.S. Department of Education when you begin a job in public service, when you switch employers and annually to ensure you're on track.Don’t play a guessing game. This may be surprising, but not all student loans qualify for public service loan forgiveness. First, only federal student loans are eligible for student loan forgiveness. Second, only Direct student loans qualify for public service loan forgiveness.
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