I got an email from a woman who had recently filed for widow’s benefits. She was writing to tell me that the process went very smoothly, and her benefits started within weeks of her application. She said one of the…
within weeks of her application. She said one of the reasons things went so well is that she had done her homework and was prepared with all the information the Social Security Administration might need, including a death certificate and copies of her marriage papers.
People are also reading… I’m just an old retired Social Security guy. All I can do is explain Social Security rules to you to help you make that decision. In my book, “Social Security: Simple & Smart,” I have a whole chapter devoted to this topic. So, you might want to check it out. You can order the book online at Amazon.com.
The Social Security Administration recommends that you file three months before your eligibility month. So, if you wanted your benefits to start in May, you could start the ball rolling sometime in February. That’s the “when to file” message. About three months ahead of time would be ideal. Now let’s tackle the “how to file” issue.
And if you are filing for widow’s benefits, that must be done by phone or in person. Claims for widow’s benefits cannot be done online. That’s because there may be filing options a widow has that are more easily explained by talking to someone in person rather than dealing with a computer online.
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