Should you rent or buy in the Greater Toronto Area?

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Should you rent or buy in the Greater Toronto Area?
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The Bank of Canada’s most recent interest rate hike may have some homeowners in Toronto recalculating their finances while renters wonder what this means for their future monthly payments.

The Bank of Canada’s most recent interest rate hike may have some homeowners in Toronto recalculating their finances while renters wonder what this means for their future monthly payments.

So, if you had to buy or rent a property in the Greater Toronto Area right now, which would be the better deal? However, because the average home price in the south-central Ontario town is $903,359 -- the third lowest in the GTA cities surveyed – there are two other cities that offer more affordable mortgage prices, Zoocasa says.The cheapest place to own a home in the GTA is Orangeville, Ont., according to the data.

The second most affordable place to own a home is Oshawa, east of Toronto, where a mortgage would cost you $3,954 a month on the average selling price of a home at $854,822, Zoocasa said.Though it may come as a surprise to those in downtown Toronto who saw the average price of a home climb to $1,182,120 in June, the crown for most expensive real estate in the GTA lies north of the city.

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