High interest rates are keeping homeowners from adding more debt to their HELOCs
At the same time, material and labour costs, which spiked during the pandemic, haven’t dropped significantly. In addition, growing fears of a possible recession have consumers worried about what lies ahead.
“I can’t even remember the last time I had someone ask about a contractor,” she told The Globe and Mail in late February. “The contractors we know are booked up a few months, but after that they don’t have anything. Those projects are probably people who booked them last year.” , so people who borrow today can’t predict what their payments will look like in a few months. “Before, it was free money.”
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