Instead of creating vulnerability, benefits should follow the worker in Canada
Once upon a time, Canadians completed their educations and began a permanent, full-time career, complete with a pension plan and fringe benefits.
The average out-of-pocket share of total costs is high – most Canadians pay for 18 per cent of their own drug costs, 30 per cent of dental and 50 per cent of their vision care. But averages hide outliers. Those costs are especially tough on the 20 per cent of Canadians with incomes below Statistics Canada’sConsider also that health costs begin to accelerate after age 50.
Any new benefit program would also need to be financially sustainable for the province. Assuming Ontario would take on one-third of the estimated claim costs, a PHB plan would still only cost 2 per cent or less of this year’s $75-billion provincial health budget.
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