Nearly half of Canadians say they think mortgage fraud is common in Canada, while a sizeable portion think it’s acceptable to inflate income or misrepresent your employment to secure a mortgage.
, conducted by Leger. The survey was sent out to respondents in mid-February, and surveyed 1,521 Canadian over the age of 18.
The survey found that while 70 per cent of Canadians say artificially inflating one’s income on a mortgage is never acceptable, 17 per cent of respondents said it is. Forty-seven per cent of respondents said they feel mortgage fraud is common, while 12 per cent said they think it’s very common. Only five per cent said they think it’s very uncommon.Equifax has said that it has seen a 52 per cent increase in mortgage fraud casesThe problem is no doubt being exacerbated by an extremely unaffordable housing market across the country. RBC said that at the end of 2022, the average household needed to spend 62.
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