More than two-thirds of Hispanic households aren’t putting aside anything through workplace savings vehicles such as 401(k) plans, a report finds.
, a certified financial planner who works with the Latino community in East Los Angeles.
"A lot of Latinos don’t have the parental background,” said Barajas, president and partner at MGO Private Wealth, based in Irvine, California, and a member of the. “Parents were never invested — so they are learning for the first time." There is also the issue of accessibility. Hispanic households are 17 percent less likely than white households to have access to a retirement plan, Morningstar found.
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