As inflation falls, mortgage rates continue to climb.
U.S. mortgage rates reached 7.23% on Thursday, up 2 percentage points from this time last year, making it the highest level since 2001.
Rates dipped during the pandemic. In January 2021, they got as low as 2.65%, but in the years since, it has nearly tripled. A year ago, the 30-year fixed rate was 5.55%. It has been above 6.5% since May and has been climbing higher since mid-July — a sign that the housing market is still red hot.SEE MORE: Buyers seek affordability as Midwest tops most popular ZIP codes
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