The Education Lab at Alabama Media Group is a team of journalists that highlights promising solutions to improve K-12 education in the state.
Bryan Martinez, a senior at Capital City Public Charter School in Washington, works on a computer during his Advanced Algebra with Financial Applications class on Sept. 12, 2023. For his medium-term financial goals, he settles on a car — he doesn’t have one yet — and vacations. Peering way into his future, the 18-year-old also imagines saving money to buy a house, start his own business, retire, and perhaps provide any children with a college fund.
Advocates say personal finance courses could pay dividends if students learn how to make wiser money decisions and avoid financial hazards. In the process, they may also develop an interest in math because of its practical applications. Idaho is one of the states where a new financial literacy curriculum is hitting classrooms. The state Legislature this year approved the course as a graduation requirement.
Experts say the subprime mortgage crisis that helped spark the Great Recession in 2007, followed by pandemic economic uncertainty and today’s inflationary period, may have heightened Americans’ desire for a solid financial understanding. Less than a quarter, or 24%, of millennials demonstrate basic financial literacy, according to the Council for Economic Education.
The equity consideration has been a driving force behind the financial literacy course at Capital City Public Charter School, which serves a student body that is 64% Latino and 25% Black.
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