Millions of Americans born between 1965 and 1980, collectively known as Generation X, are headed toward retirement woefully unprepared financially for retirement, a recent analysis shows.
report
"Gen-Xers are fast approaching retirement age, but the data indicate that the vast majority are not even close to having enough savings to retire," NIRS Executive Director Dan Doonan said in a statement."Most Gen-Xers don't have a pension plan, they've lived through multiple economic crises, wages aren't keeping up with inflation and costs are rising. The American Dream of retirement is going to be a nightmare for too many Gen-Xers.
Congress should also consider giving Americans a tax credit for doing caregiver work, the researchers said. That would particularly benefit Gen-Xers, many of whom are"caring for aging parents on one end and raising children on the other end," NIRS said.
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