Finance guru Martin Lewis has warned people who are thinking of taking out a credit card
about what shows up on their reports.
Martin has urged borrowers to carry out a free soft check eligibility test first by using a calculator, which are available online, The Mirror reports.“Almost every credit application goes on your credit file,” he said in the latest MoneySavingExpert email. The MoneySavingExpert founder shared an email from a reader who found himself in a similar situation when he used an eligibility calculator.
Top Trending Stories Today How to cut your credit card debt If you have a credit card, you might paying too much interest every month - meaning it'll take longer to pay off what you owe. Before getting one of these cards, you'll need to check for the best deals and see how long you think it will take you to clear your debt. You need to make sure you can pay off the whole balance before your 0% interest period finishes or you’ll start paying the representative APR.
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