For millions of Americans suddenly out of work because of the coronavirus pandemic, losing a job may also mean losing access to healthinsurance. Here's what you can do.
at any time is a difficult process, and for those who have just lost their job during an ongoing national crisis, the task may feel overwhelming.still apply in this situation. You are looking for an insurance plan to protect you against unexpectedly high costs.
As you navigate the marketplace, here are three factors to consider if you are suddenly out of work and trying to understand your options.If you worked for a company with at least 20 employees — and got your insurance through that company — then in most cases you can continue that insurance for 18 months under a law called
. You do have to pay the entire monthly premium, which is likely higher than what you paid before, since your employer probably paid part of the monthly cost.However, for either option, you have toFor ACA insurance, if your income is below 400% of the poverty line , then you will qualify for reduced monthly premiums.
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