The best time to buy life insurance is in your 30s
A life insurance policy can replace income, help pay off debt, or provide a savings cushion for your dependents if you die prematurely. Usually, the younger you are when you buy a life insurance policy, the cheaper it is, regardless of the amount of coverage. From the time the first monthly premium is paid until the last, the beneficiary of the policy is entitled to the full amount of coverage, called the death benefit, if the policyholder dies.
A life insurance policy can replace income, help pay off debt, or provide a savings cushion for your dependents if you die prematurely. Usually, the younger you are when you buy a life insurance policy, the cheaper it is, regardless of the amount of coverage. From the time the first monthly premium is paid until the last, the beneficiary of the policy is entitled to the full amount of coverage, called the death benefit, if the policyholder dies.
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