Most long-term disability policies contain what is known as a “recurrent disability” clause because recoveries don’t always progress the way we hope - via healthing_ca healthing health
Studies indicate exercise may help improve the the links in the nervous system between separate brain areas, improving brain health.In our law office, too often we see that many insurers fail to live up to their end of the bargain after a failed return to work, seizing the opportunity to deny or terminate a worker’s benefits.Consider this recent case. Our firm represented a 41-year-old man who worked at an Ontario department store in a lawsuit filed against his disability insurance company.
For Jim, the onset of more serious symptoms was compounded by severe anxiety and depression, and his claim for long-term disability was approved by the group insurance provided through his employment. Jim was unable to complete an assessment after suffering a vertigo attack during the session that caused him to fall off the furniture. Incredibly, the insurer’s report managed to omit this critical detail. When Jim came to us for help, we had several concerns about how his LTD benefits were terminated, and filed a lawsuit on his behalf against the insurer.
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