The spread between credit-card interest rates and personal loan rates is at an all-time high
The Federal Reserve cut interest rates for the third time since late July. If you're currently paying off credit-card debt and have ever considered consolidating it with a personal loan, now is probably the time to do it. The average interest rate borrowers with credit-card debt paid in September was 16.97%, while the average rate on personal loans was 10.07% — the largest spread in at least 20 years.
The Federal Reserve cut interest rates for the third time since late July. If you're currently paying off credit-card debt and have ever considered consolidating it with a personal loan, now is probably the time to do it. The average interest rate borrowers with credit-card debt paid in September was 16.97%, while the average rate on personal loans was 10.07% — the largest spread in at least 20 years.
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