I know from experience: You think you'll never need fire or renter's insurance, but you should have it.
, an unimaginable horror. All of them have caused disruption of life, as homes become uninhabitable and possessions are destroyed.
As someone who never expected to watch her home burn on a Sunday afternoon , let me ask you the most important question of all: Do you have fire insurance? When my house burned a few years ago, I, along with my granddaughter and two great-grandsons, were left standing outside with just the clothes on our backs. Even with insurance, that’s a terrifying feeling. Everything you own is burned, saturated with smoke or dripping from the fire hoses.
Necessities for me at that moment included shoes. I’d been in slippers when the fire started. For the toddler, it was diapers and a few toys. Of course, we all needed clothes, but the older boy also desperately needed reassurance. He’d watched all his possessions go up in smoke. I determined that the best therapy for him would be a replacement Xbox.Also, thanks to insurance, we were able to spend the next three months in a long-term hotel, with a swimming pool and laundry facilities.
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