‘My current roommate is paying $500, and the old roommate paid $600. Both are well below market rate.’
Dear Quentin, I asked my girlfriend to move in with me and am having a moral personal dilemma when it comes to rent.
I plan to pay the early-termination fee for breaking her current lease, which is two months’ rent, because I want her to move in with me. Her current rent and my mortgage are both about $1,300, respectively. She currently lives alone, but my house is nicer and bigger than her apartment. So how much should I charge her? I would feel guilty charging her $600, the great deal my old roommate was getting. Despite it being more than fair, and it being a huge savings based on her current rent, it would be more than I am paying compared to my mortgage when you factor in the rent from the roommate.
You are acting impulsively and also from a good place, and your role as caretaker/boyfriend appears to be playing a role in wanting to make grand — and generous — gestures toward your girlfriend. But I don’t believe you should be making serious financial decisions based on romance, which you could regret later.
I know you want to help her buy a house, and that is an admirable task. But it’s a slippery slope to put other people’s needs before your own. Let’s talk about you: You have insurance, property tax, a roof to fix, savings to build, retirement to plan for, vacations to save for, and emergency funds to secure. That’s a lot of responsibility.
France Dernières Nouvelles, France Actualités
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