I've always thought travel insurance was a scam — but it saved me $124 my first time using it

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I've always thought travel insurance was a scam — but it saved me $124 my first time using it
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I had heard horror stories of Amtrak delays before, so when I booked a cross-country trip the $17 seemed like a worthwhile investment.

I can't even begin to count the number of times I've declined travel insurance when booking plane tickets. But when it came to Amtrak, horror stories of delays that I couldn't shake from my head convinced me it might be worth the investment for my cross-country trip this fall. Turns out I was right. The first train of my journey was delayed so long I missed my connection, and spent an unplanned night in Chicago. Visit Business Insider's homepage for more stories.

I can't even begin to count the number of times I've declined travel insurance when booking plane tickets. But when it came to Amtrak, horror stories of delays that I couldn't shake from my head convinced me it might be worth the investment for my cross-country trip this fall. Turns out I was right. The first train of my journey was delayed so long I missed my connection, and spent an unplanned night in Chicago. Visit Business Insider's homepage for more stories.

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