'I also start my graduate school application and sign up for the GRE ($205). I think that is a stupid amount for a computer test but such is life. RIP my credit card. The high charge makes me feel very anxious about my future.'
6:49 a.m. — My alarm goes off. I debate sleeping in but remember it's a hair wash day. I get up and my cat steals the warm spot. While I am waiting for the shower to heat up, I log into YNAB to budget my paycheck. It says my trial subscription expired so I begrudgingly type in my credit card for the $83.99 annual fee. It's not in my budget at the moment but this app has really helped me reign in my spending. Oh, the irony is not lost on me.7:13 a.m.
6:15 p.m. — Home and my friend, H., texts me asking to get drinks. It's out of my budget but since I get a raise starting next Friday, I'll look the other way. I'm in the mood to celebrate!! 3:15 p.m. — Studying is going well. I got a free refill but I pay $.50 for the flavored cream from my prepaid card.
12 p.m. — I get ready for the day with my usual routine. Sunblock and makeup. I put a new category in YNAB for makeup because I'm low on my Mac powder and mascara. I head out to Starbucks to study.3 p.m. — I am getting antsy. I debate the pros and cons of buying Chipotle. Pros: its delicious. I wanna try the new carne asade plus their guac is fire. Cons: I'm over budget by nearly $300 cause of this test and my YNAB subscription… the cons win out and I am sad.
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