I have saved $25K. How should I invest it?

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I have saved $25K. How should I invest it?
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It depends on your goals, time horizon and risk tolerance.

Q. I have $25,000 saved up and would like to know how to invest it. I’m 68 years old and not on Social Security. I will retire in about five years with a pension of $3,700 a month.But whether or not to invest money you have saved largely depends on several factors.

Even though these figures are based on historical data for almost the last 100 years, it is very important to note that past performance is no guarantee of future returns, he said. Asking yourself these tough questions and assigning real numbers to them is a great exercise, he said.

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