I have 26 credit cards, but there are just 4 I'd tell anyone to open

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I have 26 credit cards, but there are just 4 I'd tell anyone to open
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They're flexible, valuable, and give rewards in categories like groceries and travel

is a travel credit card at heart, the flexibility in how you can redeem your rewards makes it a winner for everyone. Not only can you transfer your Chase points to hotel and airline partners at a 1:1 ratio, but you can use them to book travel through theportal. You can also cash them in for high value gift cards or statement credits at a rate of one cent per point.

Quarterly bonus categories change each year but typically include popular options like grocery stores, dining out, home improvement stores, and gas stations. Everyone spends in these categories at least part of the year, so this is a card that always makes sense.Barclaycard Arrival Plus World Elite Mastercard

When it comes to redeeming your points, you can cash them in for any travel expense that's over $100, or 10,000 miles. That makes the rewards this card offers good for hotels, airfare, campgrounds, trains, and more. Rewards don't get any more flexible than that.not waived

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