Here's how to calculate your total debt balance: Via ForbesAdvisor
In the end, you can borrow to buy just about anything, although federal regulators do impose some restrictions on investors borrowing on margin to buy securities. In order to make sense of your debt load, you have to figure out a way to cut through all this complexity and confusion to come up with a single figure. Here’s how to do that.One of the most useful aspects of credit reports is that yours contains a detailed record of what you owe.
Is that your total debt amount? Possibly. But you may still want to check further. As you examine the credit reports, you are likely to notice that some debts don’t show up on all of them. So don’t assume all your debts are on these reports. Once you’ve perused the credit reports, your own records, your creditors’ records—and possibly your memories of jotting down an IOU after losing a hand of friendly poker or a wager on the outcome of a sports contest—add those amounts to your spreadsheet or notebook paper. The total of all these debts represents your total indebtedness.To stay on top of your debts in the future, you can harness technology.
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