Home price growth falls in October, as market feels effect of high mortgage rates

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Home price growth falls in October, as market feels effect of high mortgage rates
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Case-Shiller index shows U.S. home prices declining for fourth straight month

The numbers: The S&P CoreLogic Case-Shiller 20-city house price index rise fell 0.5% in October, its fourth monthly decline.A broader measure of home prices, the national index, fell a seasonally adjusted 0.3% in October from September.

Key details: Miami, Tampa, and Charlotte reported the highest year-over-year gains among the 20 cities in October. All 20 cities reported lower price increases. San Francisco and Seattle reported the lowest year-over-year gains, which have seen prices fall by more than 10% from a peak in May.Housing is in a slowdown, but affordability hasn’t returned: Homes are still expensive, as mortgage rates remain above 6%, and inventory of homes available for sale remains low.

What S&P said: “As the Federal Reserve continues to move interest rates higher, mortgage financing continues to be a“Given the continuing prospects for a challenging macroeconomic environment, prices may well continue to weaken,” he added. Market reaction: The Dow Jones Industrial Average DJIA, +0.53% and the S&P 500 SPX, +0.59% were up in early trading on Tuesday. The yield on the 10-year Treasury note TMUBMUSD10Y, 3.825% rose above 3.81%.

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