Start by automating your bill pay. Here are 3 simple ways to raise your credit score, according to a financial expert. InvestInYou (In partnership with acorns.)
. But there's still about 12% of Americans who have a score of less than 550, which is considered fair to poor.
An easy way to do that is by automating your payment. Set up bill pay with your bank so you never miss a payment. "When you automate it, you don't have to think about it— set it and semi-forget it," she recommends. If you have a parent or family member with good credit, you can ask them to add you as an authorized user to their credit card. "I've got great credit," Aliche says. "Baby sister Lisa, not so much."
Although it can be a helpful strategy, fewer than 1 out of 5 people have been added as authorized users,
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