Florida Begins to Clean Up After Ian, But Many Lack Insurance for Flooding

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Florida Begins to Clean Up After Ian, But Many Lack Insurance for Flooding
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Hurricane Ian hit Florida with heavy rain and storm surges that flooded homes but more than 80% of Florida residents lack financial protection from floods.

Even before Hurricane Ian made landfall on Wednesday, Florida Gov. Ron DeSantis warned that flooding threatened to pose a significant problem once the state turned to recovery efforts.

The storm's heavy rains matched what scientists have predicted for hurricanes as a result of climate change:“This business about very, very heavy rain is something we’ve expected to see because of climate change,” MIT atmospheric scientist Kerry Emanuel told The Associated Press. “We’ll see more storms like Ian.”Note: Recorded precipitation from 7 a.m. Sept. 27 to 7 a.m. Sept. 30.

The average premium for a National Flood Insurance Program policy is $985, according to the institute. Florida residents can obtain private flood insurance, Friedlander said. They have more options than in any other state, with dozens of private flood insurers offering coverage in Florida, he said. The cost of such policies was not available.

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