Regardless of age and wealth, virtually everyone should consider how they want their assets distributed upon their death.
Drawing up your will
"It may be better to have one person take care of dependents while another manages the resources to take care of them." It removes those assets from the estate and reduces the cost of settling the estate in court."Most middle-class Americans can cover almost everything of value with beneficiary designations," Garrett said."It's cheaper and makes things go easier."Choosing a person to make health-care decisions for you is critical if you become unable to do so. A health-care power of attorney allows someone to empower another person as agent to make those decisions.
A"do not resuscitate," or DNR, order is a separate document that is part of a living will that describes under what conditions you would not want life-saving treatments.
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