Nate is an East Bay community papers editor for the Bay Area News Group and East Bay Times. He edits the Hills weekly Alameda Journal, Berkeley Voice, El Cerrito Journal, Montclarion and Piedmonter newspapers; Central Costa County's weekly Concord Transcript and Walnut Creek Journal papers; and East Contra Costa's weekly East County News.
For years, one word was all pretty much all Californians heard from political leaders about solving the state’s housing problem: Density. Now it’s time to ask how that’s working out. Answer: not so well.For one example, as state legislators and Gov. Gavin Newsom promoted density over the last five years, they passed law after law to make getting a building permit easier than ever in virtually all corners of California. Despite this, building permits are down.
Medium-sized metros suffered permit losses too, dropping 17.8% in Oxnard-Ventura and a sky-high 43% in the Stockton area. Smaller areas like Napa-Sonoma and Santa Maria-Santa Barbara were also down. These numbers come from Point2, a national real estate research firm that analyzed 2023 information from 384 cities in every state.
Insurance is another factor. Much has been reported about insurance industry reluctance to write new or renewed policies for homes in known or potential wildfire areas. Even when homeowners invest heavily in “hardening” their properties with fireproof siding, roofs and other measures, insurers remain leery. That’s one reason consumer groups are now pushing for a law forcing insurers to cover such homes.
Nothing much has changed in Noe Valley, which has been dense for more than a century, except the addition of relatively few ADUs allowed by a recent state law to be built with almost no veto power for cities.
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