Economists recommend saving at least $2,467 in an emergency fund—here's how to get there. (via CNBCMakeIt)
for low-income households, specifically. If you have that much saved, your probability of falling into financial hardship — defined as not being able to pay rent, bills or for medical care — is low.
They looked at financial information for more than 70,000 lower-income households, which the report defines as those earning under 200% of the poverty line. To put that into context, that's up to about $30,000 a year for a family of four, says Gallagher. This group represents "about 30% of the U.S. working-age population," she adds.
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