Do this if you don't like your 401(k) plan's fees:
There are several ways to accomplish this collaborative effort.
“Plan participants should voice their concerns during educational meetings provided by the plan,” says Fonville. “This strategy makes the issue known but also does it in a public format where everyone hears the issue. A statement like ‘our plan appears to cost far more than other plans available. I’m concerned that this is impacting my ability to grow my retirement savings over time. What evidence can you show me that illustrates our plan is indeed a low-cost plan vs. other employers our size.
Needless to say, you may not feel comfortable going the legal route. If that’s the case, you can always delegate the job to the Department of Labor.If, on the other hand, you wish to avoid all confrontation, what can you do?
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