Decentralization and Crypto: The Perfect Match | HackerNoon

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'Decentralization and Crypto: The Perfect Match' by NischalShetty cryptocurrency crypto

Cryptocurrencies, given their coterie of distinct features, hold the capacity to transform the global economic landscape fundamentally. Despite their volatility, they are a unique financial technology and share several characteristics with their traditional counterparts but can also be used as platforms for developing far more sophisticated financial/investment products and beyond. The more decentralized a cryptocurrency is, the more stable and secure it will be.

Taking Bitcoin as an example again: the decentralized network allowed users to store and transfer value, i.e., it effectively functioned as a bank. Also, it was almost impossible to hack or shut down the network being spread across computers, each having its individual copy of the database. And there was no longer a need for a trusted third party to verify transactions.

As the user base grows, so do the technical opinions on the system, making the system’s software more robust and likely to survive. With a greater number of reviewers and coders on a DAO or Defi platform, errors and wrongdoing can easily be caught and corrected.Cryptocurrencies mark the ascent of independent, decentralized, “government-free” global money into the world economic order.

With Defi, cryptocurrencies have found several use cases in alternate banking and financial services, given their decentralized nature - the biggest of which is lending and borrowing. Users can earn much more interest on their crypto holdings than regular bank deposits. The Bitcoin paper talked about the peer-to-peer network that cryptographically chain-links transaction records and places them on a decentralized network of computers which we now know as the Blockchain. The, via its decentralized, self-propagating network, became an immutable and transparent ledger that could be used to support umpteen possibilities in the future - cryptocurrencies being one of them.

A cryptocurrency ICO and coin issuance in which a high proportion of the coin issuance is pre-distributed to a few insiders cannot be considered fairer and is more towards the centralized spectrum. Cryptocurrencies like Yearn. Finance had no pre-mined or distributed issuance and could be considered decentralized in the truest sense. The node count and network hash rate are also good determiners of the level of decentralization in a crypto network.

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