Bosses at the four main UK lenders also defend their instant access savings rates from accusations they are quick to fall and slow to rise.
He said that tracker mortgages - those that track Bank rate - were surging in popularity for the first time in years as customers increasingly backed hopes that it was nearing its peak and would soon fall.
Recent reductions in swap rates, which lenders use to price mortgages, have seen rates below 4% start to become available again but with fees and other conditions attached.
France Dernières Nouvelles, France Actualités
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