More than a third of consumers started using credit cards for the first time in the past year, while more than a quarter had turned to “buy now pay later” services and 18 per cent had dipped into an overdraft.
Consumers turning to money tools to cope with cost of living, survey shows
It comes amid reports that consumers are tightening their belts because of rising living costs, with major retailers noting a decline in sales and reduced customer spending in recent months. More than a third of consumers started using credit cards for the first time in the past year, while 27 per cent had turned to “buy now pay later” services and 18 per cent had dipped into an overdraft.
But the fintech company – which counts American Express and Intuit Quickbooks among the clients using its platform – suggested that there is not enough awareness of how the infrastructure can help people save money and access more affordable credit.
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