Spending just one more dollar could save you tens of thousands of dollars over the life of the loan.
there is a bright line you need to understand: There are conforming loans -- these are loans with a cap of about $650,000 -- and jumbo loans, which are for any amount higher than that.
"Well, I'm a full time mother," she says,"so I'm not working and generally to have a mortgage you need to have a job so that was a huge, huge problem." Now Solidify is passing along information on an odd quirk in the market, an open secret in mortgage circles, that could help you pay less for your mortgage.
He explains the math:"If you've got a loan amount underneath $647,200, your rate's probably around five and a half. If it's above that even by $1, you might be looking at four and a half, right now, believe it or not."
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