From $1000 phones to blow-out bashes, tween and teen birthdays these days come with big price tags. Here's how experts say you can help them understand that.
and other major life events. As a mom of five, I often wonder what these conversations will start to look like when I have five kids, 67% of Americans are cutting back on spending. So, depending on kids’ ages, it might be time to have a few of those tougher conversations if we really are preparing them for the realities of adulthood.
While you don’t need to feel guilty or overextend your budget, simple conversations involving them in the decision-making process can help. “As they add new items, you can prompt them to prioritize with questions like ‘Which of these do you think will give you the most joy?’ and ‘What on this list would you most want to play with your best friend?’" says Kerrie Carden, founder and CEO at, a company providing career, financial, and business coaching. "You can also encourage them to identify their top three on the list and ask why.
“Parents can talk to their kids about the difference between needs and wants starting at a young age — as soon as they have wants that aren’t needs,” saysin Atlanta. “You can teach kids to prioritize what they might enjoy the most or get the most use out of. Help them make sure they’re focused on the ‘wants’ they most want.” She adds that it’s also OK if families include “needs” on the wish list.
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